Commercial Auto

Coverage for businesses, protecting vehicles used for business purposes against accidents, damage, and liability on the road.

Commercial auto insurance is designed to cover vehicles used for business purposes. Whether you have a single company car or a fleet of vehicles, commercial auto insurance provides protection in case of accidents, damages, or liabilities that may occur while the vehicles are being used for business-related activities.

Here are some key aspects of commercial auto insurance coverage:

• Liability Coverage: This is a crucial component of commercial auto insurance. It covers bodily injury and property damage liability if your vehicle is involved in an accident and you are found responsible. It helps cover medical expenses, property repairs, legal fees, and any judgments or settlements.
• Collision Coverage: This covers the cost of repairs or replacement if your commercial vehicle is damaged due to a collision with another vehicle or object, regardless of fault.
• Comprehensive Coverage: This protects your vehicle against damages caused by events other than collisions, such as theft, vandalism, fire, falling objects, or natural disasters.
• Medical Payments Coverage: This coverage helps pay for medical expenses if you or your passengers are injured in an accident, regardless of who is at fault.
• Uninsured/Underinsured Motorist Coverage: This coverage protects you if you're involved in an accident with a driver who doesn't have insurance or doesn't have enough coverage to pay for the damages.
• Cargo Coverage: If your business involves transporting goods or materials, you can opt for cargo coverage to protect the value of the cargo in case of damage or theft during transportation.

The cost of commercial auto insurance depends on several factors, including the type of vehicles, the number of vehicles in your fleet, the driving records of your employees, the nature of your business, and the coverage limits you choose.

To obtain specific information about commercial auto insurance or any other insurance coverage, please contact us. We will be able to provide you with details about our available policies, coverage options, and any specific requirements for your situation.