Condo

Condo insurance, also known as condominium insurance or HO6 insurance, is a type of insurance policy designed to protect condominium owners. While the specifics may vary depending on the insurance company and policy, condo insurance typically provides coverage for the following:

• Dwelling Coverage: This covers the interior structures of your condo unit, such as walls, floors, and fixtures. It may also cover improvements or upgrades you have made to your unit.
• Personal Property Coverage: This covers your personal belongings, such as furniture, appliances, electronics, and clothing, in case of damage or theft.
• Liability Coverage: This protects you if someone is injured in your condo unit and you are held legally responsible. It can help cover medical expenses, legal fees, and potential settlements or judgments.
• Loss of Use Coverage: If your condo becomes uninhabitable due to a covered event, this coverage can help with temporary living expenses, such as hotel bills or renting another place.
• Additional Living Expenses: If you are temporarily unable to live in your condo due to a covered event, this coverage can help with expenses above your normal living costs.