Recreational Vehicle

Here are some common types of coverage you can expect to find with an insurance company:

• Liability Coverage: This coverage helps protect you if you cause an accident while operating your RV, resulting in property damage or bodily injury to others. It typically includes both bodily injury liability and property damage liability.
• Collision Coverage: This coverage pays for damages to your RV caused by a collision with another vehicle or object, regardless of who is at fault. It helps cover repair or replacement costs.
• Comprehensive Coverage: Comprehensive coverage provides protection for non-collision incidents, such as theft, vandalism, fire, hail, or damage from falling objects. It helps cover the repair or replacement costs for these types of events.
• Uninsured/Underinsured Motorist Coverage: This coverage protects you if you are involved in an accident with a driver who doesn't have insurance or doesn't have enough insurance to cover your losses.
• Medical Payments Coverage: Medical payments coverage, also known as MedPay, helps pay for medical expenses for you and your passengers resulting from an accident, regardless of fault.
• Roadside Assistance: Many RV insurance policies include roadside assistance, which can be helpful if your RV breaks down or you encounter other issues while on the road. This coverage often includes services like towing, fuel delivery, battery jump-starts, and locksmith services.
• Personal Belongings Coverage: This coverage helps protect your personal belongings inside the RV, such as clothing, electronics, and camping equipment. It typically covers theft, damage, or loss of these items.