Umbrella - Commercial Excess Liability

Enhance your commercial liability coverage and safeguard your business from unforeseen risks.

Umbrella insurance, also known as commercial excess liability insurance, is a type of insurance policy that provides an additional layer of liability coverage beyond the limits of other primary liability policies. This type of coverage is typically purchased by businesses to protect themselves against large claims and catastrophic losses that exceed the limits of their underlying insurance policies.

We can help assess your business's specific needs, evaluate your existing liability coverage, and determine the appropriate level of excess liability insurance required.

The cost of umbrella insurance will depend on various factors, such as the size and nature of your business, the industry you operate in, your claims history, and the limits of coverage you require. It's important to provide accurate and detailed information to the insurance company or agent to ensure you receive an accurate quote.

Keep in mind that umbrella insurance is typically designed to provide coverage in excess of other liability policies such as general liability, auto liability, and employers' liability. It doesn't typically provide coverage for specialized risks or serve as a standalone policy.

When considering an umbrella policy, it's essential to carefully review the terms, conditions, and exclusions of the policy to ensure it aligns with your business's needs.

Please contact us so that we can provide you with details about our available policies, coverage options, and any specific requirements for your business situation.