Small Business

Here are some common types of small business insurance coverage that you may consider:

• General Liability Insurance: This coverage protects your business from claims of third-party bodily injury, property damage, and advertising injuries. It helps cover legal fees, settlements, and judgments.
• Property Insurance: This type of insurance protects your business property, including buildings, equipment, inventory, and furniture, against damage or loss due to fire, theft, vandalism, or other covered events.
• Business Interruption Insurance: In the event of a covered loss, business interruption insurance provides coverage for lost income and ongoing expenses while your business is temporarily unable to operate.
• Professional Liability Insurance: Also known as errors and omissions (E&O) insurance, this coverage is relevant for businesses that provide professional services. It protects against claims of negligence, errors, or omissions that result in financial losses for clients.
• Workers' Compensation Insurance: If you have employees, workers' compensation insurance is usually required by law. It provides benefits to employees who suffer work-related injuries or illnesses, including medical expenses and lost wages.
• Commercial Auto Insurance: If your business uses vehicles for business purposes, such as deliveries or transportation, commercial auto insurance is essential. It covers vehicle damage and liability for accidents involving company-owned vehicles.
• Cyber Liability Insurance: In the digital age, this coverage is becoming increasingly important. It protects your business from losses due to data breaches, cyberattacks, and other cyber risks.